Overview
Financial statements don't have to be intimidating – and they certainly don't have to be boring. In this fast-paced, highly practical 90-minute webinar we break down the essentials of personal and small business financial management into clear, real-world concepts you can actually use.

Rather than relying on abstract theory, this session follows the journey of a relatable, example. Participants will walk step-by-step through the process of how to evaluate a personal financial position, build a realistic budget, and develop an initial financial plan, then adapt it through re-forecasting as real-world conditions change.

You'll learn:

How to interpret and use basic financial statements without an accounting background
The connection between personal finances and business decision-making
A simple, structured approach to building a practical budget
How and when to adjust your plan using re-forecasting techniques
Common pitfalls – and how to avoid them
This session is designed for aspiring entrepreneurs, small business owners, and anyone who wants to feel more confident making financial decisions. Whether you're starting a side hustle or looking to better understand the numbers behind your business, this webinar will replace confusion with clarity – and maybe even a little enthusiasm

No jargon. No spreadsheet overload. Just practical tools you can use immediately.

Your Presenter:

Rich Piccolo, Certified SCORE Mentor

Rich began his career as a CPA at Deloitte with a focus on small businesses. Many were early stage, pre-revenue ventures, so he has lived the challenges you currently face. He also spent 30-plus years in senior management roles, primarily as Chief Financial Officer for manufacturing, software and financial-services companies. Now retired, Rich serves as a business mentor for SCORE, EforAll, and his own clients on a pro-bono basis.